Sectoral investment is catching up these days among youths who like to keep a tab on what is happening in the market. These are usually for short to medium term horizon. These sector selection can be based on Seasonality, macro change, charts & P/E ratio. In this we are going to use charts and P/E…
Investors are often tempted to invest in high return mutual funds just in the past. However, chasing high CAGR Mutual Fund (Compound Annual Growth Rate) may not always be the right strategy. Past performance is not a reliable predictor of future success. Mutual funds that have delivered stellar returns in specific market cycles often underperform…
In a fast-evolving financial landscape, many investors are increasingly adopting a 3-year investment horizon and labeling it as “long term investments” While traditionally long-term investing implied a period of 5 to 10 years or more, market dynamics, technological disruption, and investor behavior have shortened perceived timelines. But is this redefinition justified? Let’s examine this through…
In the Indian context, long term investments are far from a myth — but it depends heavily on the asset, timing, and location. Over the last few decades, equities have consistently outperformed other investment classes. The Sensex has delivered ~15–16% CAGR since the 1980s, turning ₹1 lakh into crores, even after accounting for inflation. While…
When the Reserve Bank of India (RBI) reduces the repo rate, it lowers the cost at which banks borrow money from the central bank. This has an immediate macro-level impact on liquidity and interest rates across the economy. Banks, in response, reduce lending rates on loans, making credit cheaper for businesses and consumers. This is…
The Price-to-Earnings – PE ratio is one of the most widely used valuation tools in investing—but it can often mislead investors. While it seems simple, relying solely on P/E can result in poor decisions if deeper context is ignored. For example, a company with a low PE ratio might look undervalued—but if its profits surged…